A gray outdoor HVAC condenser unit mounted on a concrete pad in the front yard of a two-story suburban house.

Heat pump vs Furnace in Cumberland County, Maine

When a heat pump makes sense

If your home already has gas heat isn't an option, or you want cooling from the same system, a cold-climate heat pump is built to keep working through nights at 15°F. Look for a cold-climate model specifically, since standard heat pumps lose heating power once temperatures drop this low. Expect to pay more to run it than a gas furnace at Maine's prices.

When a furnace makes sense

If natural gas runs to your home, a furnace is the cheaper way to heat it here, at least 25% less than a heat pump at current prices. With nine months of heating season and winter nights averaging 15°F, that savings adds up over a long, cold stretch. A furnace only heats, so you would still need a separate system for cooling.

When a heat pump makes sense

If your home already has gas heat isn't an option, or you want cooling from the same system, a cold-climate heat pump is built to keep working through nights at 15°F. Look for a cold-climate model specifically, since standard heat pumps lose heating power once temperatures drop this low. Expect to pay more to run it than a gas furnace at Maine's prices.

When a furnace makes sense

If natural gas runs to your home, a furnace is the cheaper way to heat it here, at least 25% less than a heat pump at current prices. With nine months of heating season and winter nights averaging 15°F, that savings adds up over a long, cold stretch. A furnace only heats, so you would still need a separate system for cooling.

A grey outdoor HVAC unit mounted on a concrete pad beside the beige-sided exterior wall of a suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement interior showing a gray furnace unit beneath a bare incandescent bulb, surrounded by exposed joists, concrete walls, cardboard boxes, and utility pipes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Furnace wins in Cumberland County.

Winter nights here average 15°F, and gas heat costs at least 25% less than a heat pump at Maine prices.

At least 25% lessto heat with natural gas than with a heat pump, at Maine prices
15°Faverage winter low
20%of homes here heat with gas

If your home has no gas line to tap into or you want cooling from the same system, a cold-climate heat pump is still worth a look.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 25% less to run
What it doesHeats and coolsHeats only
Homes in New England that heat with one1.7%54.8%
Handles a 15°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home already has gas heat isn't an option, or you want cooling from the same system, a cold-climate heat pump is built to keep working through nights at 15°F. Look for a cold-climate model specifically, since standard heat pumps lose heating power once temperatures drop this low. Expect to pay more to run it than a gas furnace at Maine's prices.

When a furnace makes sense

If natural gas runs to your home, a furnace is the cheaper way to heat it here, at least 25% less than a heat pump at current prices. With nine months of heating season and winter nights averaging 15°F, that savings adds up over a long, cold stretch. A furnace only heats, so you would still need a separate system for cooling.

A Cumberland County contractor will price both against your own house, your ductwork and your panel.

Tell us about the job

It takes about a minute.

Step 1 of 3: Equipment